Auto Insurance & Limitations of Recovery – H.B. 434 (2025)

Louisiana

Creates a limitation on recovery of certain damages if a driver does not have automobile insurance.

  • Provides that there shall be no recovery for the first $100,000 of bodily injury.
  • Provides that there shall be no recovery for the first $100,000 of property damage.
  • Provides that if an owner is awarded an amount equal to or less than $100,000 of bodily injury, the owner or operator shall be assessed and held liable for all costs.
  • Provides the recovery shall not be in excess of the first $100,000 of bodily injury and property damages.
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